Recent incidents involving card skimming devices being installed at Virginia Credit Union ATMs should have all debit card users on alert. In a card skimming crime, the crooks install a device on an ATM to collect card data which they use to produce fake debit cards to withdraw funds.
A skimming device fits over the ATM’s card reader. Hidden cameras or wandering eyes take down your pin.
Here’s what to look out for when using an ATM:
A skimmer is often times no bigger than a deck of cards and blends right in with ATM, looking like a piece of plastic that belongs on the machine. Make sure your ATM doesn’t have wires hanging from it, or look like its been tampered with — before you go to use it.
Police say you should make sure the slot to read your card is the same color as the rest of the machine and look for any nuts or bolts out of place.
A card might not go into the ATM smoothly, or there may be something added to the machine. In that case, don’t use the card and notify the bank right away.
In the wake of these recent skimming incidents, experts say it’s more important than ever to be vigilant about your credit.
Two men arrested in credit card skimmer investigation
Crooks using credit card skimming devices strike again
1. Use a prepaid card for your purchases
2. If you suspect fraudulent activity contact your bank immediately.
3. Read all your receipts after using your card.
4. Don’t ever let someone take your card – be there when they swipe it.
5. Set a cash withdrawal limit at your bank, so if someone does have your information, they can’t wipe out your accounts.
Stay safe out there! Spread this information around to your family and friends.
“Your front line resource is checking your bank account on a regular basis and checking your credit card on a regular basis,” says Rebecca Gershowitz with the non-profit Clearpoint Credit Counseling Solutions.
Read more at FOX 12